Grades K–2Ages 5–8 · Unit 1.2 · Needs and Wants
Need or Want?
Six everyday things to sort into needs and wants, then one of each to draw. It's where money starts for a young child: two different words, and knowing which is which.
Free · Printable · With answers
Free financial literacy worksheets, K–12.
Four free printable financial literacy worksheets for kids and students, one for each grade band, each a one-page PDF with an answer page. No sign-up and no email. They are real activities from our K–12 curriculum, not a teaser written for the web.
Grades 3–5Ages 8–11 · Unit 2.4 · Budgeting Basics
50 / 30 / 20
A first budget. Split $10, $20 and $50 into needs, wants, and save-and-give, then decide whether the rule fits your own life and what you would change.
Grades 6–8Ages 11–14 · Unit 3.2 · The Real Paycheck
Where Did $177 Go?
Miller worked 80 hours at $15 and expected $1,200. His paycheck says $1,023. Students build the pay stub from gross to net and name who gets each deduction.
Grades 9–12Ages 14–18 · Unit 4.2 · The Real Cost of Borrowing
The Credit Card Trap
A $4,100 balance at 24.9% APR. Compare paying the minimum, $150 a month, $300 a month and a 0% transfer, and see why the minimum never gets there.
More free financial literacy activities
The $100 Week™
A free five-day money game in the browser. Students get $100 and a week of real choices. No account, no login.
Play it free →Money by Age, K–12
What a child should understand at each grade band, and four things to do at home for each one without a worksheet.
Read the guide →Money calculators
A compound interest calculator and a savings goal planner, built so a student can change the numbers and see what happens.
Open the calculators →New to teaching kids about money? Start with our guide to financial literacy for kids, and if April is coming, the Financial Literacy Month plan uses these sheets week by week.
Questions
Are these financial literacy worksheets really free?
Yes. No account, no email, no trial. Download the PDF, print as many copies as you need, and use them in a classroom, a homeschool, an after-school program or at home. We only ask that you share the link rather than reposting the file.
Do the worksheets come with answers?
Every download ends with an answer page: what a good answer looks like for each activity, plus one question to ask when the pencils go down.
Which worksheet is right for my child's grade?
Need or Want? is for kindergarten to second grade, 50/30/20 for third to fifth, Where Did $177 Go? for sixth to eighth, and The Credit Card Trap for high school. Older students often enjoy the younger sheets as a warm-up.
How long does each activity take?
About 20 to 30 minutes, including the conversation. Each one is a single page.
Where do these come from?
Each is one activity, unchanged, from a unit of Financial Foundations™, the WealthWise Kids K–12 financial literacy curriculum. The full units run 10 to 12 lessons with teacher scripts, family letters and a checkpoint.
Liked the worksheet?
There are 265 more lessons where it came from.
Teachers can run a free five-week pilot with one class. Families can take the five-week Family Edition home.