Grades 3–5Ages 8–11 · Unit 2.4 · Budgeting Basics
A first budget: the 50/30/20 worksheet for grades 3–5.
Most budgeting worksheets hand a child a rule and ask them to follow it. This one hands them the rule three times, at $10, $20 and $50, and then asks the question that matters: does this actually fit your life, and what would you change? A child who can argue with the rule understands it.
No account. No email. Nothing collected about your child.
What is on the page
- Three budgets to build — $10, $20 and $50
- Needs, wants and save-and-give columns
- A write-your-own section to adjust the percentages
- An answer page with worked examples
What it teaches
- Splitting a whole into parts that must add up
- That saving is a category, not what is left over
- Judging whether a general rule fits a particular situation
How to run it
Do the $10 budget together and let them do $20 and $50 alone. The jump in confidence between the first and the third is the point of running all three.
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Where it comes from
Unit 2.4 · Budgeting Basics of a 266-lesson curriculum.
This sheet is one activity, unchanged, from Financial Foundations™. Teachers can run a free five-week pilot with one class. Families can take the Family Edition home.