Grades 9–12Ages 14–18 · Unit 4.5 · Protecting What You Build
Health insurance, decoded: a free worksheet for high school.
Six words decide what a health plan actually costs, and most adults could not define three of them. Students define each one, fill in a real plan’s numbers, and then calculate the two years that matter: the one where nothing happens, and the worst realistic one.
No account. No email. Nothing collected about your child.
What is on the page
- Six terms to define in your own words
- A column for a real plan’s numbers
- A full-year calculation, including the worst case
- An answer page with plain-language definitions and the method
What it teaches
- What every term on a health plan means
- That a premium is owed even in a year with no care
- Why the out-of-pocket maximum is the number that caps the damage
How to run it
Ask what the plan costs in a year where nothing happens. Most students say zero; the answer is twelve premiums, and that single question reframes the whole page.
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Where it comes from
Unit 4.5 · Protecting What You Build of a 266-lesson curriculum.
This sheet is one activity, unchanged, from Financial Foundations™. Teachers can run a free five-week pilot with one class. Families can take the Family Edition home.