Grades K–2 · 20–30 minutes, including the conversation
Need or Want?
Six everyday things to sort into needs and wants, then one of each to draw. It's where money starts for a young child: two different words, and knowing which is which.
Money Basics · Free · With answers
9 free money basics worksheets.
Where money starts: what it is, what it buys, and why you cannot have everything. These are the first conversations, and they work long before a child can do the arithmetic.
Answer page on every sheet. No account, no email.
Kindergarten to 2nd Grade · 7 worksheets
Grades K–2 · 15–20 minutes
Three Jars, Not Two
Ten coins, three jars — spend, save and give. Split them however you like, as long as they add up to ten, then say why.
Grades K–2 · 15–20 minutes
Every Coin Has a Value
Write what a penny, nickel, dime and quarter are each worth, color the one worth the most, then draw a dollar bill and find the number on it.
Grades K–2 · Five minutes to start, then a month on the fridge
The Saving Jar
Ten circles. Color one in every time you save a coin, and watch a month of saving turn into something you can see.
Grades K–2 · 15–20 minutes
Making Choices at the Store
Three coins and eight things on the shelf, priced one to three coins. Circle what you would buy — and find out that the teddy costs everything.
Grades K–2 · 15–20 minutes
Not Enough For Everything
Naiya has three coins and wants four things. Count both, decide whether there is enough, then choose which three she should get.
Grades K–2 · 15–20 minutes
My Saving Goal
Name one thing you are saving for, what it costs, and when you want it by. A goal a child can say out loud is a goal they can keep.
3rd to 5th Grade · 1 worksheet
Grades 3–5 · 25–30 minutes
The Impulse Trap
Take one small thing you buy without planning, multiply it out across a year, and then try the 24-hour rule on something you wanted last month.
6th to 8th Grade · 1 worksheet
Grades 6–8 · 25–30 minutes
Opportunity Cost Is Always Charged
Four choices, each with something gained and something given up — including the sensible ones. Then name a real decision from your own last month.
Other topics
7 budgeting & financial math worksheets
Real-life skills for everyday decisions
See them ›5 careers & income worksheets
Exploring work, money & opportunity
See them ›6 investing & wealth worksheets
Big ideas, made simple
See them ›8 real-world scenarios worksheets
Simulations, case studies & more
See them ›Where these come from
A 266-lesson K–12 curriculum.
Each sheet is one activity from a Financial Foundations™ unit of 10 to 12 lessons, with teacher scripts, family letters and a checkpoint.