Grades 3–5 · 25–30 minutes
Set a SMART Goal
Turn “I want to save money” into a goal with a number and a date, then work out how many weeks it takes and when you will finish.
Investing & Wealth · Free · With answers
6 free investing & wealth worksheets.
Money left alone does something. These sheets teach the one idea that does the most work over a lifetime, and they teach it with numbers a student can check.
Answer page on every sheet. No account, no email.
3rd to 5th Grade · 2 worksheets
Grades 3–5 · 20–25 minutes
What Is a Bank Account?
Five everyday jobs for money. For each one, decide whether it belongs in savings, in checking, or in cash.
6th to 8th Grade · 4 worksheets
Grades 6–8 · 30–40 minutes
The Time Value of Patience
Sai saves $50 a month from 15 to 25 and stops. Macon saves $50 a month from 25 to 65. Predict who has more at 65, then do the math.
Grades 6–8 · 25–35 minutes
What an Index Fund Actually Is
What happens if the one company you bought fails, what happens if one company inside an index fund fails, and why simple usually beats clever.
Grades 6–8 · 30–35 minutes
Emergency Fund First
List five essential monthly costs, total them, then size a starter fund, a three-month fund and a six-month fund — and say why this comes before investing.
Grades 6–8 · 20–30 minutes
Inflation Is a Silent Tax
Four places money can sit, each with a nominal rate. Subtract 3% inflation from each and find out which ones actually lost value.
Other topics
9 money basics worksheets
Needs, wants, saving & spending
See them ›7 budgeting & financial math worksheets
Real-life skills for everyday decisions
See them ›5 careers & income worksheets
Exploring work, money & opportunity
See them ›8 real-world scenarios worksheets
Simulations, case studies & more
See them ›Where these come from
A 266-lesson K–12 curriculum.
Each sheet is one activity from a Financial Foundations™ unit of 10 to 12 lessons, with teacher scripts, family letters and a checkpoint.