Grades 3–5 · 25–30 minutes
The Four Players
Households, businesses, banks and government. Match five everyday events to the player behind each, then draw where a dollar actually goes.
Real-World Scenarios · Free · With answers
8 free real-world scenarios worksheets.
Credit, scams, insurance, student loans and the price of borrowing. The situations a student will actually meet, worked through before they meet them.
Answer page on every sheet. No account, no email.
3rd to 5th Grade · 1 worksheet
6th to 8th Grade · 3 worksheets
Grades 6–8 · 25–35 minutes
Building Credit Before 18
Four legitimate ways a young person starts a credit history, and the catch in each one — including who is carrying the risk.
Grades 6–8 · 30–35 minutes
Advertising Literacy
Four real advertising lines. For each one: what it actually claims, what it proves, and what it wants you to feel. Then rewrite one honestly.
Grades 6–8 · 30–35 minutes
The Score That Follows You
The five things that build a credit score and what each is worth, then the same $25,000 car loan priced at three different scores.
High School, 9th to 12th Grade · 4 worksheets
Grades 9–12 · 30–40 minutes
Spot It, Stop It
Five common frauds broken into approach, urgency, payment and tell — then name the one structure they all share, in a sentence that works on a scam nobody has invented yet.
Grades 9–12 · 35–45 minutes
Health Insurance, Decoded
Define the six words on every health plan, then work out what a real year actually costs — including the year nothing happens.
Grades 9–12 · 30–40 minutes
Sticker, Gift, Net
Two schools, $62,000 and $28,000 a year. Vote on which is cheaper, then subtract gift aid and find out that the expensive one costs the family $8,500 a year less.
Grades 9–12 · 30–40 minutes
The Credit Card Trap
A $4,100 balance at 24.9% APR. Compare paying the minimum, $150 a month, $300 a month and a 0% transfer, and see why the minimum never gets there.
Other topics
Where these come from
A 266-lesson K–12 curriculum.
Each sheet is one activity from a Financial Foundations™ unit of 10 to 12 lessons, with teacher scripts, family letters and a checkpoint.