Grades 3–5 · 25–30 minutes
50 / 30 / 20
A first budget. Split $10, $20 and $50 into needs, wants, and save-and-give, then decide whether the rule fits your own life and what you would change.
Budgeting & Financial Math · Free · With answers
7 free budgeting & financial math worksheets.
A budget is arithmetic with consequences. These sheets put real numbers in front of a student and make them decide what the numbers mean.
Answer page on every sheet. No account, no email.
3rd to 5th Grade · 3 worksheets
Grades 3–5 · 20–25 minutes
Fixed or Variable?
Six real costs. Sort each into fixed or variable, say whether you could actually change it, then pick the one you would cut.
Grades 3–5 · 20–25 minutes
Unit Price Math
Four pairs of packages — markers, juice, pencils, glue sticks. Work out the price of one in each, then say which package is really cheaper.
6th to 8th Grade · 1 worksheet
Grades 6–8 · 25–35 minutes
Building Your First Budget
A zero-based budget where every dollar gets a job before the month starts. The last row has to read $0, and there is a column asking why each number is what it is.
High School, 9th to 12th Grade · 3 worksheets
Grades 9–12 · 30–40 minutes
The Personal Budget
Build a real budget on your own take-home pay against the 50/30/20 targets, get the unassigned line to zero, then say where the rule does not fit your life.
Grades 9–12 · 25–30 minutes
The 30% Rule
Three cards, the same spending, three different outcomes — including someone who pays in full every month and still reports 70% utilization.
Grades 9–12 · 25–35 minutes
Principal, Interest, Rate
Define the six words on every loan document — principal, interest, interest rate, APR, origination fee, term — and say which of them increase what you repay.
Where these come from
A 266-lesson K–12 curriculum.
Each sheet is one activity from a Financial Foundations™ unit of 10 to 12 lessons, with teacher scripts, family letters and a checkpoint.