The FLIQ
Score™
The Financial Literacy Intelligence Quotient — a behavioral score that measures how a child actually decides about money. It is the single signal beneath every WealthWise Kids experience, from the first lesson to a real-world choice — and it sharpens with every decision it measures.
Not a test.
It never asks “what's the right answer?” It watches the decisions a child makes in real, real-feeling scenarios.
A before & after.
A pre- and post-program score creates a delta — a real, reportable number that proves behavior changed.
Eight dimensions.
One sub-score per competency domain — a behavioral profile, not a single grade.
The ladder
One index. Five stages.
The number districts act on isn’t the level — it’s the change. A cohort that moves 612 → 748 tells you what a semester bought, whether or not you’ve ever seen this scale before.
612 → 748+136
Developing (Builder) → Advancing (Thinker)
Illustrative cohort delta across one semester.
Districts and funders see the delta, the index, and the eight domain sub-scores. Students see only their badge and how far they’ve moved. Same data, two views — and no child is ever labelled by a number.
The Signal.
The moment a child’s choice becomes a number — and a number becomes proof. A short film on the one signal running through everything.
Behavioral, not academic.
Knowing about money doesn't reliably change what people do with it. So the FLIQ Score™ measures the decisions a child makes inside simulations, scenarios, and reflection — then compares before to after.
Eight sub-scores, one per competency domain, build into a behavioral profile — the kind of longitudinal signal an educator, a board, or a funder can actually act on.
Eight dimensions of financial judgment.
The FLIQ Score™ isn’t one number — it’s a behavioral profile across eight competency domains. A pre- and post-program reading shows not just that a child grew, but where.
Illustrative FLIQ profile · pre → post across the eight FCF™ domains.
The answer to the only question that matters: did it work?
Every district administrator, grant officer, and school board asks it. Free programs can show engagement. The FLIQ Score™ shows behavior change — a defensible, publishable outcome that renews a contract, wins a grant, and, over time, compounds into a behavioral dataset that deepens with every cohort.
Everyone else stops at the worksheet. We measure what a child does when it’s real.
The Real-World Capstone™ is the moment a student takes what they practiced and does it for real — launches a small business, makes a first real investment, gives to a cause. The FLIQ Score™ captures that first real revealed behavior and measures the leap from practiced to real. It’s the one thing a quiz can never show — and the reason FLIQ is a credential that follows a child from simulation into the real world, not a test score that stops at the classroom door.
The proof that learning goes home.
Anyone can measure a child in a classroom. Through iPARENTS™, the FLIQ Score™ also captures whether the learning transfers home — into the conversations and choices a family makes. The single most valuable signal a funder could ask for, and the deepest layer of what makes this unrepeatable.